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Commercial Van Insurance

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It’s crucial to get the correct insurance for your vehicle, failure to do so may end up costing dearly in the event of an accident. You might be a courier who delivers food, a plumber transporting pipes, valves and plumbing fixtures, a builder transporting large bulkier goods or an electrician who is always on the move. The chances of you getting involved in an accident where the fault lies with someone else is high. If you only have standard car insurance you will not be covered by your insurance. If your van is used for commercial purposes of any form, you must always ensure that you have specific commercial van insurance. Comparing van insurance quotes will help ensure you find the best price available and save your valuable time.


The different categories of commercial van insurance

Cargo van – This is a van with front seats and a large empty cargo space at the back.

Panel Van – A typical trader, an electrician or a builder needs their van to be a combination of payload and body size to carry their cargo, tool kits and materials for a wide variety of jobs. Medium panel vans allow easy access to materials and tools due to their sliding doors and roomy storage space.

Mini van – Mini vans are used by many businesses commercially. If you use your van for any commercial purpose, you need commercial van insurance cover.


Frequently Asked Questions

What is commercial van insurance?

Commercial van insurance is an insurance policy that covers you when you use your van for business purposes. Eg) as a sole trader, a courier service, an electrician, a builder and many more professions. If your van is stolen, damaged or vandalised, or were to cause damage or injury to a third party, commercial van insurance will cover you.

Why do you need commercial van insurance?

Commercial van insurance is an insurance policy that covers you when you use your van for business purposes. Eg) as a sole trader, a courier service, an electrician, a builder and many more professions. If your van is stolen, damaged or vandalised, or were to cause damage or injury to a third party, commercial van insurance will cover you.

Are tools covered by commercial van insurance?

Commercial van insurance does cover your tools if you add the option to your policy. This cover will then protect you if your tools are stolen or destroyed in the event of an accident or theft. However, you are still responsible for taking precautions such as locking all doors and windows, not leaving the keys in the van and installing a vehicle alarm.

Can I add extra vehicles to my commercial van insurance?

You can add extra vehicles to your commercial van insurance provided that you add ‘fleet van insurance’ cover as an add-on. You’ll then be covered for more than one vehicle. Always be sure to study your policy in detail to be sure of what your insurance provider covers.

How can you reduce the cost of your commercial van insurance?

Pay for more voluntary excess – Upon taking out your policy, if you agree to contribute more towards your voluntary excess you’ll lower the cost of your premium.

Build up a no claims bonus – Declaring a no claims bonus on your current vehicle (even if this is your private car) should help reduce the premium price. You earn a no claims bonus for every year that you don’t make a claim.

Check to see if extras are required  – Add-ons to your policy are only beneficial if they are suited to your circumstances. Have a look at the various options and only pick those that are relevant to you.

Make your van secure –  Beef up your van’s security by installing a tracker, immobiliser or an alarm to make it more difficult for criminals to steal.

Paying annually – Paying for your commercial van insurance upfront for the whole year helps lower the overall cost. Providers prefer customers paying in advance, and will offer you a discount for doing so.

Choose a smaller van – The smaller the vehicle, the lower the premium price. Choosing a van size that is no larger than it needs to be will also rescue the annual running costs of your vehicle, providing further savings to you.

Compare quotes with different providers –  Comparing quotes with a number of insurance providers can help you get the best deal available.

How can Try Compare help you?

Try Compare is an insurance comparison company that provides drivers with cheap commercial van insurance. Our Cheapest Price Guarantee to you ensures that you get your van insured no matter the size or use, for a fantastic price. We have a panel of commercial van insurance providers who specialise in getting the right cover to our customers.

If you need to insure your business van and want quotes from some of the UK’s leading insurance providers, contact us today. Get Your FREE Quote Now: www.trycompare.co.uk.