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Driving Instructor Insurance: What You Need to Know
If you’re opening a driving school, we’re sure you’re eager to get the ball rolling. Taking out specialised driving instructor insurance is exactly what you need to get your business up and running in no time. As a driving teacher, starting your own company may be quite rewarding. It is a source of pride to teach learner drivers the crucial life skill of driving in a safe manner and seeing them driving confidently. In addition, working as a driving instructor either full-time or part-time may also be a financially rewarding means of generating an income.
However, if you are in the United Kingdom, you will need certain qualifications and insurance coverages before you’re legally allowed to work as a driving instructor. Obtaining insurance to transport novice drivers on the road takes some planning and effort. Getting insurance quotes for your somewhat unique insurance needs may take quite a bit of time.
To save you time and money, fill in the Try Compare quick and easy Driving Instructor Insurance Quote Form for the most affordable insurance quotes from FCA regulated brokers.
How to Establish a Career as a Driving Instructor
If you’re an excellent communicator, with a knack for teaching, paired with a spotless driving record, you may be a good fit for a career as a driving instructor. But, unfortunately, there are certain formal requirements that you will need. It’s a lengthy process to become an Approved Driving Instructor, or ADI.
To start, you must submit an application to the Driver and Vehicle Standards Agency (DVSA) to become an ADI to register as a Provisional Driving Instructor (PDI). You will then need to pass three tests: a practical test, a theoretical test, and an instructor’s test. If you pass all of these exams, the process will be completed in two years. You may then call yourself a qualified driving teacher.
Standard Car Insurance vs Driving Instructor Insurance
A whole separate kind of auto insurance will be required depending on whether you are a certified driver’s instructor (PDI), an accredited driving school instructor, or a combination of the two. You may even need a variety of different forms of insurance coverage to ensure that you’re covering all your bases.
Cover for Hire and Reward is one of the types of coverage that you legally must have if you are collecting money from learner drivers. You will also need Any Driver Cover, which permits you to teach licensed drivers and learners.
You may also need additional coverage depending on your personal needs and the type of services that you offer. The different types of cover can include.
Comprehensive Driving Other Cars is a necessary form of cover if you perform demonstration drives in client’s cars. If your cars have been modified for teaching purposes, such as dual control installation, you may need Modified Vehicle Cover. Driving Off-Road Driver 14+ coverage is needed if you will be instructing learners of 14 and above to drive safely off-road. To protect you against liability claims, Negligent Tuition Cover is required. Replacement Dual Control Vehicle Cover will enable you to continue with lessons if your car is damaged and needs to be taken in for repairs.
What Options And Features Can Driving Instructor Insurance Include.
- Any Driver Cover
- Personal And Business Use
- Dual Control Cover
- No Excess
- Breakdown Cover
- Public Liability
- Pupils Own Cars Covered
- Driving Other Vehicles
- Windscreen Cover
- Lost Keys
How Much Does Driving Instructor Insurance Cost?
The cost of your insurance will vary depending on a number of factors, including the services that you offer. The following are some of the important deciding factors used to calculate driving instructor insurance premiums:
- Whether you work part-time or full-time: People who work as driving instructors on a part-time basis are taken into consideration by insurance.
- Probation periods: A probationary term of six months during which your insurance rates will be higher will apply if you are training to be a driving instructor.
- Location: If you reside in a high-crime region, the cost of your insurance coverage may be much higher than if you do not live in such an area.
- Sort of vehicle: Just like with any other type of auto insurance, the type of car you drive, and in particular the size of the engine, will have an impact on how much your insurance will cost.
Adding additional cover to basic driving instructor policies will, needless to say, cost more. But be careful settling for the lowest quotation if you are on a tight budget. You certainly don’t want to find yourself in a situation where you are not adequately insured, as the associated costs will be much greater. Set aside enough time to research and compare various insurance policies. In doing so you are more likely to find one that fits your wallet and your needs as a driving teacher.
You may also receive lower rates if your car is parked securely and has anti-theft mechanisms installed. In addition, a higher excess will lower your monthly premium, however, make sure it’s set at a number that you will be able to pay.
Adding additional cover to basic driving instructor policies will, needless to say, cost more. But be careful settling for the lowest quotation if you are on a tight budget. You certainly don’t want to find yourself in a situation where you are not adequately insured, as the associated costs will be much greater. Set aside enough time to research and compare various insurance policies. In doing so you are more likely to find one that fits your wallet and your needs as a driving teacher.
You may also receive lower rates if your car is parked securely and has anti-theft mechanisms installed. In addition, a higher excess will lower your monthly premium, however, make sure it’s set at a number that you will be able to pay.
How Can Try Compare Save You Money On Driving Instructor Insurance?
Try Compare works with a variety of insurance providers to help find the cheapest driving instructor insurance quotes. All the insurance provider needs are a few details from you to understand your insurance needs and to get you covered. It’s straight forward to find insurance quotes for your business needs! Simply fill out an online form and we put you in touch with our panel of insurance brokers to find you the cheapest insurance quotes based on the details you provide.
If you are a driving instructor, you’ll know how important it is to get cover for your specialist instructor vehicle. Try Compare can help you find cheap driving instructor insurance quotes to ensure you have the right cover when tutoring new drivers to use public roads.
Whether you are a PDI (Potential Driving Instructor) or ADI (Approved Driving Instructor) working within your own driving school or for yourself, you will need a totally different type of car insurance to get you covered and start tutoring new drivers.