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HGV’s play a vital role in business today and the UK’s supply network relies heavily on them. HGV’s however can give a somewhat negative impression to the general public, due to their inevitable large size, emissions and sense of unease they can induce. The truth is, whilst most HGV’s are very safe vehicles, when an accident does occur they have the potential to do much greater damage than the average family car.
As a result of this, HGV insurance premiums are obviously higher than the average family car. Based on research conducted in 2013, around 6,092 HGV accidents took place in the UK. Though HGV’s make up only 10% of the total traffic, one in five fatal crashes involved an HGV. This is a worrying statistic which demonstrates how capable HGV’s are of producing deadly consequences. Because of the higher risks associated with HGV’s, it’s even more important to make sure that an HGV driver is properly insured.