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What is Mortgage Payment Protection Insurance?
Mortgage Payment Protection insurance is designed to cover the cost of your mortgage monthly payments in the event that an accident, Sickness or unemployment stops your from working.
Most Mortgage Payment Protection insurance policies only pay out a benefit for a year, so it is always best to make sure you have sufficient savings in place or have some sort of income protection plan in place.
It is also worth checking with your employer to see how much redundancy pay you get if you were made redundant which could tie you over for a longer period of time.
In general, Mortgage protection payments are normal capped at around £1500 to £2000 per month, so if your mortgage payments are larger you will need to source the remaining income another way.
It is best to give us much information as possible as our specialists will need this to source the best policy for your needs.