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Drivers convicted of driving (or attempting to drive) under the influence of drugs / alcohol, or above the specified limit, will receive a DG10 or DR10 endorsement on their driving licence. To insure a driver with a DG10 or DR10 endorsement poses a larger risk to an insurance company. Some may entirely refuse to issue quotes to such drivers, whilst others may provide specific DG10 insurance or DR10 insurance but with a significant increase in premium cost (potentially as much as 78% more). For drivers with such convictions, It can be a real challenge to find affordable car insurance.
Obviously driving under the influence of drugs is a very dangerous activity, not only for the driver but also for any passengers and other road users. The punishment for doing so and being convicted of such an offence can result in a DG10 endorsement being held on your licence for four years from the date of conviction. Depending on the circumstances of the offence, there could also be an additional 3-11 penalty points added to the licence.
Similarly, the penalty for driving (or attempting to drive) over the legal alcohol limit can lead to a DR10 endorsement on your licence for 11 years from the date of conviction. A driver may then face an additional 3-11 penalty points added to their licence, based upon circumstances at the time of offence. When a licence accrues more than 12 points within a period of three years, the driver is then automatically banned from driving.
At Try Compare, we provide competitive quotes that include both DG10 insuranceandDR10 insurance policies. Our quotes are tailored to your specific details, circumstance and situation. It is generally assumed that finding DG10 insurance or DR10 insurance policies will be more difficult than insurance policies without endorsements. With Try Compare we’ll quote you affordable DG10 insurance and DR10 insurance, quickly and easily. You will likely be surprised at how many insurers can offer you a competitive premium quote through us.
As with DG10 and DR10 endorsements, we also have specialist car insurance named TT99 insurance, for drivers who have had a previous driving ban. A TT99 offence code is applied to the license of a driver who reaches 12 or more penalty points within three years. In the case of a new driver, this is reduced to six or more penalty points within two years of passing their test. Once a TT99 endorsement is applied, the driver must then reapply for a new licence.
Finding TT99 insurance after being subject to a driving ban can be difficult and very expensive. Being banned from driving is a serious punishment and insurers will classify such a driver as high risk. In turn insurance companies will either expect you to pay a significantly higher premium, or refuse you cover altogether.
Contact Try Compare to find affordable cover for your TT99 insurance. We work with a network of insurance brokers that offer a wide range of insurance schemes for high risk drivers. With their help we can compare the insurance market for you and get the most competitive prices. Get Your FREE Quote Today:www.trycompare.co.uk.