Cheaper Convicted Driver Insurance Quotes
Any driving conviction can increase your insurance to be on the road, however, with a little help from Try Compare we may be able to help you get cheaper convicted driver insurance quotes. Try Compare works with specialist insurance brokers to compare the whole of market and specialist insurance.
So if you have points on your driving license for driving convictions, use Try Compare to find your insurance quotes!
Insurance with points on your driver’s license will most certainly not be cheaper than insurance with a clean license, however, you can reduce your premiums in a variety of ways.
- Increase your driving insurance excess. This means you will pay more in the event of a claim, but, the insurer will have to pay less out in this outcome, so will provide you a cheaper premium.
- Add a named driver to your insurance policy.
- Get security add-ons for your vehicle being insured.
- Drive a smaller, less powerful car that is cheaper to ensure anyway.
- Build up your no-claims bonus. A higher bonus generally means cheaper insurance.
- Get your insurance policy with a monitoring (black box) device.
- Lower your annual mileage.
- Consider undertaking additional driving qualifications such as pass plus, as this may lower premiums.
What are the most common driving penalties?
There are quite a lot of driving convictions, however, some are given out more than others and this changes on a yearly basis based on statistics submitted to third parties. Below, we provide some of these and can help if you have one or more of them.
Speeding Driving Offence
One of the most common driving convictions is speeding (as of 2018). Often, drivers get caught out by police mobile speed cameras of the roadside yellow box cameras. You can expect a 3 to 6 point endorsement on your driving license for speeding and there can be an additional fine to go alongside with it. However, depending on the severity of the speed in which you are clocked at, you may be offered a speed awareness course as an alternative.
Using a mobile phone whilst driving
This driving conviction is also a common occurrence. The conviction can be given by texting, calling or even by touching the mobile device whilst driving.
Not reporting an accident
Even the smallest bump or scrape counts as an accident and failure to stop after the accident can result in fines or driving bans.
A TT99 or ‘Totting Up’ driving conviction also called a ‘totting-up ban’ is inflicted on an individual’s driving license due accruing 12 or more penalty points a driving license within a three year period. The penalty points can be given from a wide range of driving convictions. A TT99 remains on a driving license for four years from the date of the last written offence.
If you’re caught driving without insurance you will be given an IN10 endorsement on your driving license. In addition to that, you will also be given a fixed penalty notice alongside 6 penalty points.
The police also have the power to seize a vehicle that is being driven without insurance, as-well-as in some cases being given the power to destroy the uninsured vehicle.
Not only is insurance a legal requirement, but it also provides you and third party protection should an accident occur. This means you and another party will be covered for damages, and so on. Get car insurance with IN10 with Try Compare.
The most common driving convictions around the UK will vary on a year by year basis depending on the submitted statistics to relevant parties.
Further Examples Of Driving Offences
On our convicted driver insurance page, you can find a table split between the various driver convicted codes, descriptions of the offence and the points that go alongside with them.
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